Planning, spending, saving, and investing
It’s hard to believe the kids will be starting another school year this week. For some reason, it feels like the summer break flew by faster than usual. The next thing you know it will be fall, Thanksgiving, Christmas and Happy New Year! Before your schedule gets too hectic with Read more…
I never thought I’d say this, but guess who’s going back to school? Yep, that’s right, I’m heading back to school this fall. On one hand I’m excited and looking forward to learning all the new things. But, on the other hand, I’m questioning if this is the right decision Read more…
Although, I still have another 20+ years before I reach traditional retirement age, I’ve been thinking a lot lately about retirement planning. Now I know that some people believe that you shouldn’t save for retirement until after paying off all your debts. However, considering the low interest rates on my Read more…
What do you want your children to know about finances? On several occasions, I’ve heard people say things like, “My parents didn’t teach me about money.” Or, “All I learned was spend, spend, spend.” I’ve always tried to teach my children age appropriate lessons about managing their funds. But as Read more…
Could you imagine going from making a six-figure salary to almost homeless? Well that’s what happened to Elizabeth White. I was both saddened and enlightened by her PBS NewsHour interview, which highlights the topic of financial fragility. The National Endowment for Financial Education (NEFE) conducted a study and concluded that Read more…
Isn’t it funny (or not so much) how opposites can both attract and annoy at the same time? If you’re in a relationship, chances are you and your mate have different styles of handling finances. Now, now, don’t go pointing fingers and playing the blame game for past occurrences. Instead, Read more…
Alright, let’s say you have a clear vision of your money’s purpose. You even have your budget (or spending plan, whichever you prefer) in order and you’ve executed your plan to get out of debt. Furthermore, you have money set aside for future use, in various sinking/savings funds and enough Read more…
Credit score…let me just start by saying, when it comes to credit score rankings, I don’t necessarily care for the rules. But I play the game anyway. Currently, my credit score is 845. I know, I know. This isn’t the type of information we casually disclose at the dinner table. Read more…
You know the routine…every New Year after we deplete our accounts or get that credit card statement, we make a resolution to not dig ourselves deeper into debt during the holidays ever again. Well my friend, here’s your opportunity to achieve a different result. How so? I’m glad you asked. Read more…
Back in the early 80’s (when I was around 4 years old), I used to love watching the series, The Incredible Hulk. I would beg my great grandmother (Little Momma), to turn it on for me. She was hesitant to allow me to watch it because, I would always jump Read more…