With record breaking triple digit temperatures, it may be hard to think about the holidays, but trust me they are fast approaching. At the time of writing this post we have 102 days until Thanksgiving and 133 days before Christmas swoops in. Considering the rising interest rates, inflation, increased food Read more…
What do you want your children to know about finances? On several occasions, I’ve heard people say things like, “My parents didn’t teach me about money.” Or, “All I learned was spend, spend, spend.” I’ve always tried to teach my children age appropriate lessons about managing their funds. But as Read more…
You know the routine…every New Year after we deplete our accounts or get that credit card statement, we make a resolution to not dig ourselves deeper into debt during the holidays ever again. Well my friend, here’s your opportunity to achieve a different result. How so? I’m glad you asked. Read more…
Spend less than you make. Stay out of debt. Save and invest. Reminds me of eat right, exercise, and get plenty of rest. The formula is simple…but knowing and doing are two different things.Why is it so hard for us to execute these basic steps? Is it the instant gratification, Read more…
It never ceases to amaze me how easily money disappears whenever I neglect to track it. Now, most of the time I’m pretty diligent about handling my business. Oh, but then there are the occasions when “life happens”, and I get off track. You know what I mean – work, Read more…
When I was a child, I used to love going to the library with my grandfather (thanks for teaching me how to read Papa!!!). As I reminisce, there are two stories that stick out in my mind, The Tortoise and the Hare and Goldilocks and the Three Bears. Here are Read more…
Two months ago, my husband and I came up with a plan to pay off $210,392 worth of debt, within the next six years. This amount consists of car loans, credit cards, mortgage, student loans, and a 401K loan. Now, we could probably pay this off much sooner by drastically Read more…